Create Your Own Data Viz with New Indicators on the Racial Equity Data Lab

Dear Atlas users,

Even as stay-at-home ordinances end and businesses reopen, communities across the country continue to struggle with the health and economic impacts of Covid-19. With nearly 9.5 million people still unemployed, targeted solutions for those most impacted by the pandemic are as crucial as ever. The Atlas team is focused on supporting advocates to advance an equitable recovery and shared prosperity. Here are a few updates:

New Ready-to-use Tableau Workbooks on the Racial Equity Data Lab

We’re excited to announce the addition of four new Tableau-ready datasets on the Racial Equity Data Lab: Poverty, Car Access, Working Poor, and Educational Attainment. Each workbook has built-in features that allow you to access and explore Atlas data in Tableau Public, customize your own data charts, and create a Tableau dashboard or factsheet for your community. Visit the Lab to learn how to access Tableau Public for free, check out our gallery, and explore resources to help you craft your own equity data visualizations. Stay tuned for additional tools and updates from the Lab!

Updated Rent Debt Dashboard Supports State and Local Efforts to Protect Covid Impacted Renters

Last week, we released new national and local data on our Rent Debt Dashboard, produced in partnership with with Right to the City Alliance. As of the beginning of June, 5.8 million renters — overwhelmingly low-income households of color who have recently lost employment — owe more than $20 billion in back rent. With the federal eviction moratorium scheduled to expire at the end of July, clearing this debt is urgently needed to prevent an eviction crisis and make equitable recovery possible. See the data for your community on the dashboard and check out our updated analysis.

In the News

Dozens of news sources covered our Rent Debt Dashboard this month, including San Francisco Chronicle, Los Angeles Times, ABC News, NBC News, Mercury News, BET, KQED, and more. Augusta Chronicle, Journal of Olympia, Lacet, and Tumwater, and St. Louis American lifted up findings from Atlas indicators. Finally, SF Public Press highlighted findings from our report on California rental assistance, produced in partnership with BARHII and Housing Now. See a full list of media coverage here.

- The National Equity Atlas team at PolicyLink and the USC Equity Research Institute (ERI)

Rent Debt in America: Stabilizing Renters Is Key to Equitable Recovery

Our rent debt dashboard, produced in partnership with the Right to the City Alliance, equips policymakers and advocates with data on the extent and nature of rent debt in their communities to inform policies to eliminate debt and prevent the specter of mass eviction. 

By Sarah Treuhaft, Jamila Henderson, Michelle Huang, Alex Ramiller, and Justin Scoggins

Mounting rent debt and the potential for mass eviction is one of the most pressing equity issues created by the Covid-19 pandemic. The vast majority of renters who are in debt are low-wage workers —  disproportionately people of color — who’ve suffered job and income losses due to the pandemic. Without sufficient eviction protection, debt relief, and financial support, these Covid-impacted renters will be left behind — deepening inequities at a moment when the federal government has prioritized addressing systemic racism and ensuring an equitable recovery.

To inform the national policy debate, as well as local and state policymaking and advocacy, in April 2021, the National Equity Atlas and the Right to the City Alliance launched a rent debt dashboard with near real-time data on the number and characteristics of renters behind on rent for the US, 41 states, and 15 metro areas.* The dashboard provides estimates of the amount of back rent owed for these geographies, as well as estimates for the number of households with debt and the amount owed for all counties in the 41 states. Drawing current data from the Census Bureau’s Household Pulse Survey and the University of Southern California Center for Economic and Social Research's Understanding Coronavirus in America survey, the dashboard data is refreshed approximately every two weeks. Find our full methodology here.

Born out of the need for accessible, current data to inform local and state campaigns, the dashboard was produced in partnership with the Right to the City Alliance, a network of community-based organizations working in 45 cities and 26 states to prevent displacement, expand affordable housing, and build just, sustainable cities for all.

This analysis shares key insights from the dashboard, based on the April 14-26 Pulse survey, as well as action steps that local, state, and federal policymakers can take to stabilize the people most negatively impacted by the pandemic and facilitate equitable recovery by addressing the challenge of rent debt head-on.

Rent debt continues to be a significant issue, with 5.8 million renter households behind on rent.

As of the end of April 2021, 5.8 million renters – 14 percent of all renter households – were behind on their rent payments. Renters with arrears will be at imminent risk of eviction in the absence of strong eviction moratoria and other renter protections, and the current federal eviction moratorium from the Centers for Disease Control and Prevention is scheduled to expire June 30. As a point of comparison, nearly 8 million households lost their homes to foreclosure due to the 2008 financial crisis.

The Pulse survey has been asking the question “Is this household currently caught up on rent payments?” every two weeks since August 2020. Nationally, the current share of renters with debt is down from a high of 19 percent in mid-January, but remains far higher than the pre-pandemic baseline. While data on rent debt is sparse, the 2017 American Housing Survey found that about seven percent of renters were unable to pay some or all of their rent. 

The share of renters who are behind on rent is much higher than the national average in some states and metro areas. Alabama has the highest share of renters with arrears (29 percent), and at least 20 percent of renters are behind in the states of Arkansas, South Carolina, Maryland, and New Jersey. Rhode Island has the lowest share of renters with debt (2 percent) followed by Utah (5 percent).

Among the 15 metros included in the Pulse survey, Atlanta has the highest share of renters with debt (24 percent), followed by Miami (20 percent), New York City and San Francisco (19 percent), and Washington DC (18 percent). Phoenix has the lowest share of renters in arrears among the 15 metros (7 percent).

 

Nationally, we estimate that rent debt amounts to about $19 billion.

According to our estimates, households that are behind on rent owe $3,200 on average, for a total of $18.6 billion nationwide. As this average suggests, the majority of households who are behind owe one or two months of back rent. However, a smaller but not insignificant number of renters have not been able to pay rent for many months and owe much larger amounts. Our analysis of the University of Southern California’s Understanding Coronavirus in America national survey finds that 27 percent are one month behind, 27 percent are two months behind, 10 percent are three months behind, and the remaining 36 percent are more than three months behind.

The average amount owed depends primarily on local housing costs, so it varies significantly across states and metros. Among states, Hawaii has the highest average rent debt per behind household ($5,200), while Arkansas has the lowest ($2,000). At the metro level, San Francisco and Washington DC have the highest average debts ($5,300 and $4,800, respectively), while Detroit has the lowest average debt by far ($2,400), followed by Atlanta ($2,900). 

Our national estimates of rent debt fall somewhere in the middle of existing projections in terms of total debt, and on the lower end in terms of per household amount. In January, Moody’s Analytics projected that 6.3 million renters would owe a total of $33 billion in rent debt by March, at an average of $5,282 per household. Stout Analytics estimated that between two and five million renter households owed between $13 and $24 billion as of January. Both Moody’s and Stout used the Pulse survey to inform their estimates of the number of households behind. Using a very different methodology based on modeling employment losses, income supports, and spending choices at the household level, and not incorporating the Pulse survey data, the Federal Reserve Bank of Philadelphia estimated that 1.8 million renter households would owe $11 billion in rent in March, at approximately $6,100 per household. 

With the incipient recovery, the number of renters with debt is declining nationwide, but some states and metros saw increases from March to April.

Nationwide, the share of renters with debt is trending downward from a high of 19 percent in January 2021 to 14 percent at the end of April. Nearly all states and metros are following this general downward trend since their peaks. However, when we look at the most rencent month of data, we see that some communities are seeing declines while others are seeing increases. Between the end of March and the end of April, rates of renters behind rose in 20 states and seven metros.

Among states, Tennessee saw the biggest spike in arrearages (from nine to 20 percent behind), followed by Arkansas (from 14 to 23 percent), and Hawaii (from eight to 16 percent). West Virginia and Mississippi saw the biggest improvements (from 31 to 13 percent behind).

Among metros, Atlanta saw the largest increases (from 11 to 24 percent behind). Riverside saw the greatest decrease (from 22 to eight percent).

The vast majority of those who are behind on rent are low-income households who’ve lost jobs and income during the pandemic.

Today’s rent debt crisis is entirely a consequence of the pandemic’s economic fallout: 68 percent of those who are behind on rent lost employment income at some point during the pandemic. As our other research has shown, low-wage workers, who are disproportionately workers of color, were hardest hit by pandemic job losses and are most likely to suffer from rent debt. Among households with rent debt, 78 percent are low-income (with earnings less than $50,000 per year) and 64 percent are renters of color. The majority (54 percent) are currently unemployed.

Renters have made tremendous sacrifices and tradeoffs to stay current on rent, including foregoing medical care, delaying payment of other bills, eating cheaper (and potentially less healthy) food, and voluntarily moving in with friends and family — increasing risk of Covid-19 exposure while losing their housing stability. One of the most surprising facts in the data is the high share of low-income renters who are paid in full: Among low-income households that lost employment income during the pandemic, 73 percent are not behind on rent. This underscores how paying rent has remained a top priority for all renters throughout the pandemic, despite the moratoria on evictions.

Rent is not the only debt accumulating for renters.

While our analysis focuses on back rent, renters’ pandemic debt crisis extends far beyond their obligations to their landlords. Many renters are borrowing from family and friends or taking on other forms of debt in order to make rent and pay for household expenses. Among households behind on rent, 41 percent borrowed from friends or family to pay rent, compared with just 15 percent of households current on rent. About 30 percent of all renter households, whether behind or current on rent, used a credit card (or some other form of debt) to pay rent. Many are behind on other bills, such as utilities or car payments. A survey of water debt in California found that 1.6 million households owed $1 billion on water bills — $500 on average.

Renters of color have been disproportionately impacted by the pandemic and are more likely to owe back rent, making them more vulnerable to eviction risk.

In the United States, renters are already a more vulnerable population as a whole: they have little housing security, paltry savings, and few legal protections from exorbitant rent increases or eviction (outside of a few states and cities with strong tenant movements). Historic and continuing housing and lending discrimination, as well as systemic inequities in our labor market, have contributed to large racial inequities in homeownership. Atlas data shows that seven in 10 White households own their homes while the majority of Black, Latinx, and multiracial households rent. 

The challenge of unaffordable rents and flat wages add to this underlying housing insecurity among renters. Renters were already in crisis when the pandemic began: about a third of White renters and just under half of Black and Latinx renters were both economically insecure (earning less than 200 percent of the federal poverty level) and rent burdened (paying more than 30 percent of their income on rent). Gender is another important axis: women of color are most likely to be rent burdened, and disproportionately face eviction.

Covid-19 added yet another layer of inequity to these preexisting disparities. Today, 10 percent of White renters are behind on rent, compared to 20 percent of Asian or Pacific Islander renters, 20 percent of Latinx renters, and 22 percent of Black renters.

Eliminating Rent Debt is an Equity Imperative and a Moral, Economic, and Public Health Necessity

Today’s rent debt crisis is a microcosm of the wretched inequality of the pandemic: millions of renter households – most of them people of color – now face the burden of owing back rent due to a public health crisis that had extremely concentrated negative economic impacts on low-wage workers. These unequal consequences are not random, but the predictable result of past policies that left millions of families with no savings to draw upon in the face of an economic shock, as well as the failed early policy response to the pandemic. Although the CARES Act provided important unemployment benefits and cash assistance as well as an eviction moratorium that helped many pandemic-impacted renters, undocumented and mixed-status families were ineligible for assistance and the moratorium ended in July, leaving renters unprotected until the CDC enacted its moratorium in early September. Moreover, absent meaningful financial assistance to pay back rent, the moratoria simply delay eviction. Yet, the federal government provided no rent relief until December, nine months into the pandemic.

The magnitude of rent debt is a crisis in and of itself and the leading indicator of a potential eviction tsunami that would be a humanitarian disaster. Rent debt adds a heavy burden onto families who are already financially insecure and struggling during the pandemic, further limiting their choices and creating additional stress. It’s also contributing to the growth of the racial wealth gap: while renters, predominantly people of color, currently hold $20 billion in debt, homeowners, who are predominantly White, saw a $1.5 trillion increase in their home equity between October 2019 and October 2020 as competition for a constrained supply of homes drove prices up. At a time when racial equity is at the forefront of the policy debate, eliminating rent debt that has unfairly and unequally accrued for people of color should be an urgent priority.

Clearing rent debt is also key to staving off the specter of mass eviction, which would directly harm economically vulnerable families and their communities and have long-term ripple effects throughout our economy. Eviction has significant negative consequences for mental and physical health, educational outcomes, and household finances. Some evicted families and individuals would become homeless, with devastating consequences for long-term health and well-being as well as significant costs for local governments. 

The health impacts of eviction and homelessness are even more severe during a pandemic. Research during the pandemic found that states that allowed evictions to proceed had more Covid infections and deaths than those with eviction moratoria. Although the vaccination campaign is in full swing and Covid cases are low in most states, there are hotspots with high infection rates and the longer-term picture remains uncertain.

Forgiving rent debt is also essential to an equitable and people-centered recovery: one in which those hardest-hit by the pandemic can fully participate and thrive.

For an Equitable and Just Recovery, Policymakers Must Clear Rent Debt and Prevent Eviction

Recognizing the catastrophic impact of mass eviction, policymakers have responded, albeit belatedly, by enacting eviction moratoria and establishing rent relief funds. The federal CDC eviction moratorium scheduled to expire last month was extended through June 30th, and the American Rescue Plan passed in January provided $25.1 billion for rental assistance programs as well as $350 billion in fiscal support for state and local governments, some of which could be allocated toward debt relief. The December 27 coronavirus relief bill also provided $25 billion in funding for rental assistance. 

These are important steps, and more must be done to ensure that all struggling renters emerge from this crisis safely in their homes with no debt. The eviction moratorium is far from airtight: many evictions are still proceeding, and renters need stronger protections. In addition, rent relief programs are not reaching all of those with need; these programs must be structured to meet the scale of the crisis, both to efficiently deliver resources and to ensure that resources are distributed equitably, reaching the low-income renters of color hardest hit by the pandemic who were already housing insecure before Covid-19.

As they design rent relief programs, local and state policymakers should implement policies that adhere to the following equitable, common sense principles: 

  • No renter, regardless of immigration status, should be evicted or burdened with years of debt for rent that they were unable to pay during the pandemic.
  • Rent debt due to the pandemic should be fully forgiven and should not be conditioned on landlords’ acceptance of funds or participation in programs.

  • Financial assistance to landlords should address the fiscal needs of landlords in danger of going out of business due to lost rent, with a particular focus on keeping small community-based landlords and nonprofit affordable housing operators solvent, rather than attempting to achieve full rent replacement for all landlords. California’s program, negotiated with the state’s landlord association, provides an example: landlords receive 80 percent of back rent owed.

  • Local municipalities’ authority to pass stronger eviction and debt protection laws should be preserved.

  • Landlords should continue to fulfill their legal obligations to tenants regardless of whether they receive assistance, including the duty to maintain habitable premises, refrain from harassment and retaliation against tenants, and respecting tenants’ legal rights. 

For more local policy ideas and examples, see https://ourhomesourhealth.org

* The number of renter respondents to the Pulse survey for Iowa, Kentucky, Maine, Mississippi, North Dakota, South Carolina South Dakota, West Virginia, and Wyoming was insufficient to produce reliable data to include in the dashboard.

Updated Rent Debt Data Informs Equitable Recovery Efforts

 

Dear Atlas users,

We’ve had an exciting month, from launching the Racial Equity Data Lab to equipping housing advocates across the country with new data on the Covid-driven rent debt crisis. As summer kicks off, we remain focused on producing research and data tools to advance an equitable recovery and shared prosperity. Here are some updates:

Clearing $19 Billion in Back Rent Urgently Needed for Equitable Recovery

This week, we released new national and local data on our Rent Debt Dashboard, produced in partnership with with Right to the City Alliance. As of the end of April, 5.8 million renters — overwhelmingly low-income households of color who’ve lost employment income during the pandemic — owe nearly $19 billion in back rent. With the federal eviction moratorium scheduled to expire at the end of June, clearing this debt is urgently needed to prevent an eviction crisis and make equitable recovery possible. In California, our data was included in a report from Housing NOW, BARHII, and PolicyLink about how the state can strengthen its rental assistance programs. See the data for your community on the dashboard and check out our updated analysis

Rent Debt Data Supports “Cancel the Rent” Campaign in Oregon

In partnership with Oregon’s Community Alliance of Tenants, the Atlas team released a new fact sheet on rent debt and households behind on rent in Oregon. Even as economic recovery is picking up, in Oregon one in 10 renter households, many of whom are people of color and have low incomes, still owe a total of $170 million in back rent. These renters were the hardest hit by pandemic shutdowns and layoffs, underscoring the continued need for renter protections and rent cancellation as part of an equitable recovery. The new data were presented at the Oregon Cancel the Rent Digital Town Hall alongside stories and learnings from tenant leaders. You can find a recording of the town hall here.

Getting Started in the Racial Equity Data Lab: Create Your Own $15/Hour Fact Sheet

Last month, we launched the Racial Equity Data Lab, a new space on the Atlas where you can create unique data displays, dashboards, and maps. The Lab has everything you need to tell your community’s equity story using Atlas data: ready-to-use datasets, data visualization basics, and a step-by-step guide to get you started. You can watch the recording from our introductory webinar here.

Join us this Thursday, June 3, at 12 pm PT for the second installment of our three-part webinar series, “Getting Started in the Racial Equity Data Lab: Create Your Own $15/Hour Fact Sheet.” Through this series, the Atlas team and our partners at Tableau and Lovelytics will walk you through each step of creating your own $15/hour fact sheet, from accessing the data to publishing a custom visualization that you can download, share, and use to advance equitable recovery strategies in your community. If you missed Part 1: Exploring Your Data, you can watch the recording or follow the instructions in the step-by-step guide on the Lab to update the data for your fact sheet. Click here to register for Part 2: Designing Your Data Viz.

Atlas Team Presents to House Committee on Ways and Means

On May 21, the Atlas team shared the National Equity Atlas with the Ways and Means Committee, the chief tax-writing committee of the US House of Representatives on a panel titled, “Measuring What we Value: Bridging Gaps in Data and Reporting on Race and Ethnicity”that included experts in disaggregated data Randall Akee, Nancy Lopez Ninez Ponce, and Rhonda Sharpe. The Committee recently created a Racial Equity Initiative to address the role of racism in perpetuating health and economic inequities. The Atlas team shared our work to highlight the power of disaggregated data to advance equitable, targeted solutions.

You’re Invited: Join the Measurable Equity One Year Challenge

Join Clear Impact and the National Equity Atlas team for a webinar on June 15 (11 am PT / 2 pm ET) to learn more about the Measurable Equity One Year Challenge. Clear Impact designed this challenge to help government, non-profit, and foundation leaders assess, plan, and advance racial equity using a suite of free resources and tools, including a Racial Equity Scorecard powered by Atlas data. Register here.

In the News

This month, U.S. News, The Intercept, Duluth News Tribune, Governing, The Daily Californian, MPR News, Berkeley News, Minn Post, and AL.com all cited findings from our Rent Debt Dashboard, on both the national and local level. StreetsBlog cited our commute time indicator, which reveals that Black workers have 12 percent longer commute times than their White counterparts. Finally, Reuters covered the launch of our Racial Equity Data Lab.

- The National Equity Atlas team at PolicyLink and the USC Equity Research Institute (ERI)

Using Data to Protect Renters from Eviction; Join Us to Learn More About the New National Equity Atlas

August 11, 2020

Dear Atlas users,

We hope you and your loved ones are staying well during this difficult time. Since the release of the updated National Equity Atlas, our team has been hard at work producing data and analysis to support local advocacy efforts and sharing the Atlas with communities and leaders across the field. Last week, Angela Glover Blackwell, PolicyLink Founder in Residence, delivered the keynote address at the Community Indicators Consortium’s 2020 Virtual Impact Summit, noting that "If you want change, you must use data to understand the change you need. Until we understand how we treat Black people, we are not dealing with oppression and exclusion in America.” Sarah Treuhaft, VP of Research at PolicyLink, also presented on the use of equity data for building community power and policy change. And we shared the newly revamped Atlas and debuted the Racial Equity Index in a July 29 webinar (view the recording here). Here are a few other highlights:

New Analyses: Eviction Risk Factsheets Power Local Organizing

In recent weeks, the Atlas team and our community partners have produced a series of factsheets on eviction risk in counties and states nationwide. The factsheets include data on how many households are currently at risk of eviction and homelessness, which households are rent burdened (disaggregated by race, ethnicity, and gender), as well as the voices of tenants impacted by the economic downturn. Our first factsheet for Contra Costa County, produced in partnership with Raise the Roof Coalition, was used in organizing efforts to extend the eviction moratorium. Since then, we have produced factsheets for Florida, California, and Sonoma and San Mateo counties, with many more factsheets currently in the works. All factsheets will be available on the National Equity Atlas.


You’re Invited: Disaggregating Data with the National Equity Atlas

Join the Atlas team on August 19 to learn how to unlock the power of disaggregated data for your city, region, or state. The National Equity Atlas offers unparalleled data disagreggation by race/ethnicity, gender, nativity, ancestry, and other characteristics to inform and support local efforts to advance racial and economic equity. This webinar will equip participants with the know-how to access, understand, share, and use this disaggregated data to foster more equitable communities. Register now.
 

Atlas in the News: Providing Deeply Disaggregated Data to Power the Equity Movement

NC News Daily used our new Racial Equity Index to look at the state of equity in North Carolina cities and identify key gaps and policy priorities. As Abbie Langston, Senior Associate at PolicyLink, noted, “Raleigh and Durham are among the 20 cities with the highest prosperity scores for Black residents on the index. But even in these places where people of color are doing relatively well, we still see deep and persistent inequities that must be addressed explicitly.” Another article from software company Tableau lifted up our work in discussing racial equity data visualizations, emphasizing the need for deep disaggregation by race and ethnicity. “If you don’t disaggregate, you miss a lot of what is happening for some segments of the population, especially people that have been marginalized and discriminated against,” explained Sarah Treuhaft. The Atlantic, Fast Company, and Philanthropy News Digest wrote articles about the Atlas this month while other reporters have drawn on our data to better understand issues like eviction risk, the racial wealth gap, and job losses due to Covid-19. Find a complete list of coverage here.

Rent Debt in America: Stabilizing Renters Is Key to Equitable Recovery

Our new rent debt dashboard, produced in partnership with the Right to the City Alliance, equips policymakers and advocates with data on the extent and nature of rent debt in their communities to inform policies to eliminate debt and prevent the specter of mass eviction. 

By Sarah Treuhaft, Jamila Henderson, Michelle Huang, Alex Ramiller, and Justin Scoggins

Mounting rent debt and the potential for mass eviction is one of the most pressing equity issues created by the Covid-19 pandemic. The vast majority of renters who are in debt are low-wage workers —  disproportionately people of color — who’ve suffered job and income losses due to the pandemic. Without sufficient eviction protection, debt relief, and financial support, these Covid-impacted renters will be left behind — deepening inequities at a moment when the federal government has prioritized addressing systemic racism and ensuring an equitable recovery.

To inform the national policy debate, as well as local and state policymaking and advocacy, the National Equity Atlas and the Right to the City Alliance have launched a new rent debt dashboard with near real-time data on the number and characteristics of renters behind on rent for the US, 45 states, and 15 metro areas.* The dashboard provides estimates of the amount of back rent owed for these geographies, as well as estimates for the number of households with debt and the amount owed for all counties in the 45 states. Drawing current data from the Census Bureau’s Household Pulse Survey and the University of Southern California Center for Economic and Social Research's Understanding Coronavirus in America survey, the dashboard data will be refreshed approximately every two weeks. Find our full methodology here.

Born out of the need for accessible, current data to inform local and state campaigns, the dashboard was produced in partnership with the Right to the City Alliance, a network of community-based organizations working in 45 cities and 26 states to prevent displacement, expand affordable housing, and build just, sustainable cities for all.

This analysis shares key insights from the dashboard, based on the March 17-29 Pulse survey, as well as action steps that local, state, and federal policymakers can take to stabilize the people most negatively impacted by the pandemic and facilitate equitable recovery by addressing the challenge of rent debt head-on.  

Rent debt continues to be a significant issue, with millions of renters — 14 percent of all renter households — currently behind on rent.

As of the end of March 2021, 5.7 million renters – 14 percent of all renter households – were behind on their rent payments, placing them at risk of eviction in the absence of strong eviction moratoria and other renter protections. For comparison, nearly 8 million households lost their homes to foreclosure due to the 2008 financial crisis.

The Pulse survey has been asking the question “Is this household currently caught up on rent payments?” every two weeks since August 2020. Nationally, the current share of renters with debt is down from a high of 19 percent in mid-January, but remains far higher than the pre-pandemic baseline. While data on rent debt is sparse, the 2017 American Housing Survey found that about seven percent of renters were unable to pay some or all of their rent. 

Among states, the current share of renters with debt ranges from a high of 22 percent in Alabama to a low of 6 percent in both Maine and Utah. Among the 15 metros included in the Pulse survey, the share behind ranges from a high of 23 percent in Miami to a low of 8 percent in Boston.

Nationally, we estimate that rent debt amounts to about $20 billion.

According to our estimates, households that are behind on rent owe $3,400 on average, for a total of $19.75 billion nationwide. As this average suggests, the majority of households that are behind owe one or two months of back rent. However, a smaller but not insignificant number of renters have not been able to pay rent for many months and owe much larger amounts. Our analysis of the University of Southern California’s Understanding Coronavirus in America national survey finds that 25 percent are one month behind and 28 percent are two months behind, 12.5 percent are three months behind, about 29 percent are between four  and 12 months behind, and 5.5 percent have not paid rent for the entire pandemic. 

The average amount owed depends primarily on local housing costs, so it varies significantly across states and metros. Among states, Hawaii has the highest average rent debt per behind household ($5,500), while Arkansas has the lowest ($2,100). At the metro level, San Francisco and Washington DC have the highest average debts ($5,300 and $5,100, respectively), while Detroit has the lowest average debt by far ($2,500), followed by Atlanta ($3,100). 

Our national estimates of rent debt fall somewhere in the middle of existing projections in terms of total debt, and on the lower end in terms of per household amount. In January, Moody’s Analytics projected that 6.3 million renters would owe a total of $33 billion in rent debt by March, at an average of $5,282 per household. Stout Analytics estimated that between two and five million renter households owed between $13 and $24 billion as of January. Both Moody’s and Stout used the Pulse survey to inform their estimates of the number of households behind. Using a very different methodology based on modeling employment losses, income supports, and spending choices at the household level, and not incorporating the Pulse survey data, the Federal Reserve Bank of Philadelphia estimated that 1.8 million renter households would owe $11 billion in rent in March, at approximately $6,100 per household. 

With the reopening of the economy, the number of renters with debt appears to be declining overall; however, it is increasing in some states and regions.

Nationwide, the share of renters with debt appears to be trending downward from a high of 19 percent in January 2021. Nearly all states and metros are following this pattern, or generally holding stable, but there are a few exceptions. The rates of renters with arrears have been increasing since late-February in Alaska, California, Florida, Nevada, Vermont, and Wisconsin. Among metros, Detroit, Miami, Riverside, and Seattle are seeing increasing numbers of renters with debt in this recent time period. It will be important to keep a close watch on these places in the coming weeks to assess the situation — particularly in Alaska, Florida, Miami, and Riverside, where rates of behind renter households are at or above 20 percent and have been rising over the past month. 

The vast majority of those who are behind on rent are low-income households who’ve lost jobs and income during the pandemic.

Today’s rent debt crisis is entirely a consequence of the pandemic’s economic fallout: 76 percent of those who are behind on rent lost employment income at some point during the pandemic. As our other research has shown, low-wage workers, who are disproportionately workers of color, were hardest hit by pandemic job losses, and it is these same households that are most likely to suffer from rent debt. Among households with rent debt, 78 percent are low-income (with earnings less than $50,000 per year) and 63 percent are renters of color. The majority (55 percent) are currently unemployed.

Renters have made tremendous sacrifices and tradeoffs to stay current on rent, including foregoing medical care, delaying payment of other bills, eating cheaper (and potentially less healthy) food, and voluntarily moving in with friends and family — increasing risk of Covid-19 exposure while losing their housing stability. One of the most surprising facts in the data is the high share of low-income renters who are paid in full: Among low-income households that lost employment income during the pandemic, 73 percent are not behind on rent. This underscores how paying rent has remained a top priority for all renters throughout the pandemic, despite the moratoria on evictions.

Rent is not the only debt accumulating for renters.

While our analysis focuses on back rent, renters’ pandemic debt crisis extends far beyond their obligations to their landlords. Many renters are borrowing from family and friends or taking on other forms of debt in order to make rent and pay for household expenses. Among households behind on rent, 44 percent borrowed from friends or family to pay rent, compared with just 16 percent of households current on rent. About 30 percent of all renter households, whether behind or current on rent, used a credit card (or some other form of debt) to pay rent. Many are behind on other bills, such as utilities or car payments. A survey of water debt in California found that 1.6 million households owed $1 billion on water bills — $500 on average.

Renters of color have been disproportionately impacted by the pandemic and are more likely to owe back rent, making them more vulnerable to eviction risk.

In the United States, renters are already a more vulnerable population as a whole: they have little housing security, paltry savings, and few legal protections from exorbitant rent increases or eviction (outside of a few states and cities with strong tenant movements). Historic and continuing housing and lending discrimination, as well as systemic inequities in our labor market, have contributed to large racial inequities in homeownership. Atlas data shows that seven in 10 White households own their homes while the majority of Black, Latinx, and multiracial households rent. 

The challenge of unaffordable rents and flat wages add to this underlying housing insecurity among renters. Renters were already in crisis when the pandemic began: about a third of White renters and just under half of Black and Latinx renters were both economically insecure (earning less than 200 percent of the federal poverty level) and rent burdened (paying more than 30 percent of their income on rent). Gender is another important axis: women of color are most likely to be rent burdened, and disproportionately face eviction.

Covid-19 added yet another layer of inequity to these preexisting disparities. Today, 11 percent of White renters are behind on rent, compared to 18 percent of Asian renters, 20 percent of Latinx renters, and 26 percent of Black renters.

Eliminating Rent Debt is an Equity Imperative and a Moral, Economic, and Public Health Necessity

Today’s rent debt crisis is a microcosm of the wretched inequality of the pandemic: millions of renter households – most of them people of color – now face the burden of owing back rent due to a public health crisis that had extremely concentrated negative economic impacts on low-wage workers. These unequal consequences are not random, but the predictable result of past policies that left millions of families with no savings to draw upon in the face of an economic shock, as well as the failed early policy response to the pandemic. Although the CARES Act provided important unemployment benefits and cash assistance as well as an eviction moratorium that helped many pandemic-impacted renters, undocumented and mixed-status families were ineligible for assistance and the moratorium ended in July, leaving renters unprotected until the CDC enacted its moratorium in early September. Moreover, absent meaningful financial assistance to pay back rent, the moratoria simply delay eviction. Yet, the federal government provided no rent relief until December, nine months into the pandemic.

The magnitude of rent debt is a crisis in and of itself and the leading indicator of a potential eviction tsunami that would be a humanitarian disaster. Rent debt adds a heavy burden onto families who are already financially insecure and struggling during the pandemic, further limiting their choices and creating additional stress. It’s also contributing to the growth of the racial wealth gap: while renters, predominantly people of color, currently hold $20 billion in debt, homeowners, who are predominantly White, saw a $1.5 trillion increase in their home equity between October 2019 and October 2020 as competition for a constrained supply of homes drove prices up. At a time when racial equity is at the forefront of the policy debate, eliminating rent debt that has unfairly and unequally accrued for people of color should be an urgent priority.

Clearing rent debt is also key to staving off the specter of mass eviction, which would directly harm economically vulnerable families and their communities and have long-term ripple effects throughout our economy. Eviction has significant negative consequences for mental and physical health, educational outcomes, and household finances. Some evicted families and individuals would become homeless, with devastating consequences for long-term health and well-being as well as significant costs for local governments. 

The health impacts of eviction and homelessness are even more severe during a pandemic. Research during the pandemic found that states that allowed evictions to proceed had more Covid infections and deaths than those with eviction moratoria. Although the vaccination campaign is in full swing and Covid cases are low in most states, there are hotspots with high infection rates and the longer-term picture remains uncertain.

Forgiving rent debt is also essential to an equitable and people-centered recovery: one in which those hardest-hit by the pandemic can fully participate and thrive.

To Build Back Better, Policymakers Must Clear Rent Debt and Prevent Eviction

Recognizing the catastrophic impact of mass eviction, policymakers have responded, albeit belatedly, by enacting eviction moratoria and establishing rent relief funds. The federal CDC eviction moratorium scheduled to expire last month was extended through June 30th, and the American Rescue Plan passed in January provided $25.1 billion for rental assistance programs as well as $350 billion in fiscal support for state and local governments, some of which could be allocated toward debt relief. The December 27 coronavirus relief bill also provided $25 billion in funding for rental assistance. 

These are important steps, and more must be done to ensure that all struggling renters emerge from this crisis safely in their homes with no debt. The eviction moratorium is far from airtight: many evictions are still proceeding, and renters need stronger protections. In addition, rent relief programs are not reaching all of those with need; these programs must be structured to meet the scale of the crisis, both to efficiently deliver resources and to ensure that resources are distributed equitably, reaching the low-income renters of color hardest hit by the pandemic who were already housing insecure before Covid-19.

As they design rent relief programs, local and state policymakers should implement policies that adhere to the following equitable, common sense principles: 

  • No renter, regardless of immigration status, should be evicted or burdened with years of debt for rent that they were unable to pay during the pandemic.
  • Rent debt due to the pandemic should be fully forgiven and should not be conditioned on landlords’ acceptance of funds or participation in programs.

  • Financial assistance to landlords should address the fiscal needs of landlords in danger of going out of business due to lost rent, with a particular focus on keeping small community-based landlords and nonprofit affordable housing operators solvent, rather than attempting to achieve full rent replacement for all landlords. California’s program, negotiated with the state’s landlord association, provides an example: landlords receive 80 percent of back rent owed.

  • Local municipalities’ authority to pass stronger eviction and debt protection laws should be preserved.

  • Landlords should continue to fulfill their legal obligations to tenants regardless of whether they receive assistance, including the duty to maintain habitable premises, refrain from harassment and retaliation against tenants, and respecting tenants’ legal rights. 

For more local policy ideas and examples, see https://ourhomesourhealth.org

* The number of renter respondents to the Pulse survey for Mississippi, North Dakota, South Dakota, West Virginia, and Wyoming was insufficient to produce reliable data to include in the dashboard.

New Data Dashboard Tracks Rent Debt in States, Regions, and Counties

April 27, 2021

Dear Atlas users,

With the conviction of Derek Chauvin, the Atlas team stands in solidarity with George Floyd’s family. True justice would be a world where George Floyd was never murdered. We remain committed to supporting the fight for racial equity and systemic justice through our analyses, disaggregated data tools, and campaign support. Here are some updates:

Join Us for the Launch of the Racial Equity Data Lab on May 6

The National Equity Atlas is America’s most detailed report card on racial and economic equity – and now we’re democratizing our data even further help you to build your own custom Atlas-powered data dashboards. Join us on May 6 at 12:00pm Pacific / 3:00 Eastern for the launch of the Racial Equity Data Lab, a new space on the Atlas where you can create unique data displays, dashboards, and maps. The Lab has everything you need to tell your community’s equity story using Atlas data: ready-to-use datasets, data visualization basics, and a step-by-step guide to get you started. We’ll also share a starter dashboard focused on the importance of raising the minimum wage. For example, in Dallas, fewer workers earn at least $15 now than in 1980, due entirely to racial inequities. Join this webinar to hear more about the Lab, how we’re using it to support equity campaigns, and how to create custom data visualizations for your community. Register now!

New Rent Debt Dashboard Tracks Covid Impacts to Support Broad Renter Protections

Stabilizing renters experiencing housing insecurity is key to an equitable recovery and lasting prosperity for our communities, so we partnered with Right to the City Alliance to equip advocates and policymakers with timely, local data on the extent of renter debt and the characteristics of households affected by it. Our regularly updated data reveals that the renters behind on rent owe an average of $3,400 – and the vast majority of them are low-wage workers, disproportionately people of color, who’ve suffered job and income losses due to the economic shutdowns. Without sufficient eviction protection, debt relief, and financial support, these Covid-impacted renters will be left behind. Visit the rent debt dashboard to see the data for your community, and check out our accompanying analysis.

In the News

This month, Forbes highlighted the Atlas as a key tool for advancing racial equity on a municipal level. Denver7 TV aired a story featuring the findings and implications of our rent debt analysis, and Planetizen also highlighted the data in our rent debt dashboard. Government Affairs called for the Biden Administration to develop equity indicators modeled after the Atlas. And ABC Cleveland, Energy News Network, and Akron Beacon Journal all cited our data in their coverage of racial inequities. See a complete list of media coverage here.

- The National Equity Atlas team at PolicyLink and the USC Equity Research Institute (ERI)

New Analysis Reveals Massive Renter Debt in California

March 25, 2021

Dear Atlas users,

The Atlas team stands in solidarity with the Asian and Pacific Islander (API) community in this moment of heightened discrimination, hatred, and violence. As we reckon with our nation’s long history of racism and xenophobia, disaggregated data is crucial for advancing racial equity and justice. Here are a few updates:

Ancestry Matters: Racial Subgroup Data in the National Equity Atlas

Asian and Pacific Islander activists and organizations have warned about the ‘model minority’ myth for decades. While the API population as a whole often fares above average on socioeconomic indicators, such metrics render invisible subgroup populations within the API community who face barriers to economic opportunities and inclusion. To illustrate the diversity of experiences and outcomes within broad racial/ethnic groups, the Atlas includes subgroup data for several of our economic opportunity and connectedness indicators, including median wage, unemployment, the percentage of workers making $15/hour, disconnected youth, homeownership, and educational attainment. To view this data, navigate to your indicator of choice and then select “by ancestry” from the Breakdown menu.

New Data Shows that 1 in 7 California Renter Households Are Behind on Rent

In partnership with Housing Now!, the Atlas team released an updated fact sheet analyzing rent debt in California (also available in Spanish), as well as a rent debt fact sheet for the Bay Area. We found that over 814,000 households were behind on rent in January, or 14 percent of all renter households. Renters owe an estimated $2.4 billion in back rent (an average of $2,900 per household). Eliminating rent debt is critical to equitable recovery: the vast majority of renters with debt are low-income, Covid-impacted renters of color. The new data was featured during #TenantTuesday to raise awareness about California’s rent forgiveness program, which will provide crucial relief.

You’re invited: Using Disaggregated Data to Advance Workforce Equity

You’re invited to join the National Equity Atlas team and our partners at the National Fund for Workforce Solutions for a three-part webinar series on using disaggregated data to develop high-impact workforce strategies for racial equity. Through our Advancing Workforce Equity project, we spent two years working closely with local leaders to analyze tailored workforce data, identify the key drivers of inequity, and prioritize actionable strategies to advance equity through policy, programs, and investments. In this webinar series we’ll share the tools and approaches that guided this research, along with lessons from the field.

  • Part 1: Accessing and Exploring Relevant Data from the National Equity Atlas
    April 14, 11 am – 12 pm PT / 2 pm – 3 pm ET
    This session will focus on using the National Equity Atlas to access and understand deeply disaggregated data for your city, region, or state. Register here.
  • Part 2: Analyzing Systemic Drivers of Inequity
    April 21, 11 am – 12 pm PT / 2 pm – 3 pm ET
    The second session will equip attendees with strategies to analyze disaggregated data and identify the root causes of inequitable workforce outcomes. Register here.
  • Part 3: Developing High-Impact Workforce Equity Strategies
    April 28, 11 am – 12 pm PT / 2 pm – 3 pm ET
    Finally, the third session of this webinar series will feature lessons and tools developed through our work with local leaders in the Advancing Workforce Equity project. Register here.

In the News

This month, news outlets including Yahoo Finance and the Washington Post covered our indicators, while The Guardian, The Mercury News, and The Press Democrat covered our analysis of renter debt in California. Find a complete list of media coverage here.

And don’t miss “Putting People First: Reimagining OUR Economy,” a recent episode of the Radical Imagination podcast featuring Manuel Pastor and Saru Jayaraman on the fight for one fair wage and a solidarity economy. PolicyLink and its partners at Unfinished invite you to reflect and respond to the question, "What does an economy that puts people first look like?" Submit your responses at RadicalImagination.us, or on social media using #RadicalImagination and #ThisIsUnfinished

- The National Equity Atlas team at PolicyLink and the USC Equity Research Institute (ERI)

Getting Started with the Lab

The Racial Equity Data Lab is a space for equity champions to combine their own expertise on their community’s experiences, assets, and needs with the deeply disaggregated data in the Atlas using Tableau Public.

In the Lab you can:

1. Access Tableau 

Visit our Using Tableau page to set up your own account to use the Tableau Public app or work directly in the Tableau Public site using your internet browser.

2. Create Your Own $15/Hour Fact Sheet

Download our starter viz to create and customize a $15/hour fact sheet for your geography. The Step-by-Step Guide provides instructions on how to select your geography, customize the elements of the $15/hour fact sheet, explore the data, and incorporate your own expertise on why a $15/hour minimum wage matters for racial equity in your community.

3. Access Data

Access Tableau-ready data sets to download Tableau starter workbooks for Atlas indicators. The Housing Burden starter workbook and Median Wages starter workbook include built-in features such as example charts, filters, and parameters to allow users to explore the data by year, geography, race, sex, nativity, and ancestry. 

4. Design Your Own Data Visualizations

Using Data Visualization Basics and best practices, create a data visualization that illustrates key data points, identifies underlying causes and drivers of inequity, and lifts up powerful equity solutions.

5. Explore Equity Data Visualizations

Explore our Gallery page to view other racial equity data visualizations built through the Lab. 

 

 

Getting Started with the National Equity Atlas

The National Equity Atlas is a one-stop-shop for data and policy ideas to advance racial equity and shared prosperity. Our focus is providing equity metrics that are deeply disaggregated by race/ethnicity, gender, nativity, ancestry, and income for the largest 100 cities, 150 regions, all 50 states, and the United States as a whole.

We built this site to democratize data and make the facts accessible and actionable to everyone — including the grassroots organizations that possess invaluable firsthand knowledge of inequities yet often lack the resources to gather, analyze, and display the quantitative data so crucial to policy campaigns to address them. At the click of a button, you can see how your community is doing in comparison to other communities according to our Racial Equity Index and 30 relevant, useful, field-tested indicators of racial and economic equity.

Now we are thrilled to share the latest innovation in our suite of data and policy tools: the Racial Equity Data Lab. The Lab is a new space on the Atlas designed to help equity advocates and campaign leaders to build  custom Atlas-powered  dashboards, data displays, and maps. The Lab has everything you need to tell your community’s equity story: ready-to-use datasets, data visualization basics, and a step-by-step guide to get you started. It also includes a starter visualization that you can use as a template to create a $15/hour factsheet for your community.

Ready to dig in to the National Equity Atlas? Here are the essential features to help you explore the indicators and unlock the power of our unparalleled data disaggregation.

1. Indicator and Geography Selection Toolbar: Your Home Base

Next, explore the individual indicators in the Atlas. Once you are on the page for any indicator, the first interactive element you will find is the Indicator and Geography Selection Toolbar. This toolbar allows you to choose which of our 30 indicators you want to explore for any of the 272 geographies in the National Equity Atlas. To do so, follow these five steps:

A) Select any indicator, either from the dropdown menu under Indicators or from the Indicators introductory page
B) Choose your indicator group (Demographics, Economic Vitality, Readiness, Connectedness, or Economic Benefits)
C) Choose your indicator from the dropdown menu
D) Choose your geography type (Nation, State, Region, City)
E) Choose your geography from the dropdown menu
 
Here is how it looks for our Race/ethnicity indicator for the Orlando region:
 
Note that the number of geography types available to you will differ from indicator to indicator, based on data availability. For example, you will not see “City” for the Economic gains: Racial equity in income indicator because data is not available for those smaller geographies for that indicator.
 
Also, once you are on an indicator page, scroll down for key insights about the indicator, the drivers of inequity, policy solutions to consider, and additional resources.
 
  • MASTER IT: Change the geography and pull up the trend data for a community. What groups are growing and which are shrinking?

2. Chart Breakdowns and Filters: Explore the Data

The Chart Breakdown and Filters feature is the true engine for data exploration in the National Equity Atlas. This is where you can disaggregate the data such as race/ethnicity, race and nativity, race and gender, ancestry, and poverty level. It is also where you can get indicator-specific breakdowns of the data, such as business ownership by race and by industry or commute time by race and transportation mode.

Take these steps to use the Chart Breakdown and Filters feature:

A) Select your breakdown
B) Select one or more filters
 

Here is how it looks for our Working poor indicator for the city of Albuquerque:

  • MASTER IT: Explore the different breakdowns and filters for this indicator. Which groups are most likely to be working full-time but still in poverty or economically insecure (living below 200 percent of poverty) in your community?

3. Compare: See How Your Community Stacks Up

A fourth essential feature — also in the Indicator and Geography Selection Toolbar — is the Compare function. Comparison is a very important method for analyzing equity metrics, allowing you to see how your community (or a group in your community) is doing in relation to other communities (or the same group in a different community). This can help you understand the extent of disparities, assess what are the drivers of inequities, identify strategies to remove barriers, and set goals for progress on eliminating inequities.

Here is how to use the Compare function:

A) Select compare
B) Select a comparison geography type from the dropdown menu
C) Select a comparison geography from the dropdown menu
 
And this is how it looks for our Working poor indicator, comparing the city of Albuquerque to the state of New Mexico: 

Note that the Compare function is not available for indicator breakdowns that contain multiple categories over multiple years (like the Race/ethnicity indicator you just looked at) because the display would not be legible.

  • MASTER IT: Compare working poverty trends in your city and your state.

4. Map Filters and Full Extent: Visualizing Patterns

Mapping data by geography puts spatial inequities — which are also racial inequities, due to housing segregation and discrimination — into stark relief. The National Equity Atlas team has worked hard to create a custom mapping system that enables clear visualization of patterns across communities and correlations between race, place, and income.

Follow these steps to Map Filters and Full Extent features:

A) In the chart breakdown, select the map breakdown
B) Under map geography, choose your geography type (Nation, State, Region, City)
C) Select map filters
D) Select map full extent
E) Select a demographic group
F) Use the slider to see how communities with higher and lower shares of your selected demographic group perform on the indicator
 
Here is how it looks for our Rent burden indicator for the St. Louis metro region, looking at majority Black communities by selecting Percent Black, 50% in the map filter:

5. Downloads and Social Media Buttons: Share and Use Data Visualizations

The National Equity Atlas is a tool for community action, and we wanted to make it easy for you to use the data to highlight issues of inequity, build support for campaigns, and make your case for solutions with policymakers and others in positions of power. We also believe in open data and know that you want to be able to explore the raw data yourself. That’s why we built more sharing and download functionality into the National Equity Atlas.

Follow these steps to access our Download and Sharing features:

A) Select download type (Image or Excel worksheet)
B) Select sharing type (Facebook, Twitter, Email)
 
Here is how it looks for our Rent burden map for St. Louis:

  • MASTER IT: Download an Excel file to examine the data behind a chart or map. Post a National Equity Atlas chart or map on your Facebook or Twitter page.

6. Racial Equity Index

The new Racial Equity Index — available for all geographies in the Atlas — allows you to track how well your community is doing on a set of nine equity indicators compared with other communities (and over time). The index summarizes an inclusion score (which measures racial disparities on nine indicators) and a prosperity score (which measures overall performance levels on those same indicators), and can be further broken down into its components to help you identify the most important challenges and areas of progress to develop targeted equity strategies. You can also examine the prosperity score for each of six major racial/ethnic groups. Here is how to access the index:

A) Go to the Racial Equity Index under Research
C) Choose your geography type (Nation, State, Region, City)
D) Choose your geography from the dropdown menu
E) Explore the data
F) Go back to Racial Equity Index to examine the Prosperity scores for the Black, Latinx, Native American, Asian or Pacific Islander, Mixed/other race, and White Populations.
 
Here is how the index page looks for Minneapolis-St. Paul metro region.
 
Thank you for exploring the National Equity Atlas! We hope you are excited enough about these features to let your colleagues know about this new tool. We encourage you to join the discussion on social media using the hashtag #equitydata.

Step-by-Step Guide to Create Your Own $15/Hour Fact Sheet

With three easy steps you can create a dashboard with six charts showing who earns at least $15/hour in your community.

This tutorial describes how you can create a $15/hour fact sheet for your community using Atlas data and Tableau. All you will need is a Tableau Public account and an internet connection. Instructions on how to set up a Tableau Public account can be found on our Using Tableau page.

Step 1: Login to your Tableau Public account at https://public.tableau.com/s/  
Step 2: Open the Starter Viz in Tableau Public and click "edit" in the top right corner
Step 3: Adjust for your geography by clicking on the icon to the right of the "All" sheet name

Screenshot showing icon to open All sheet

Double click on the Geo Name pill in the Filters card.

Screenshot showing select Geo Type filter

Unselect “Dallas City, TX” and select your city from the list of available geographies. Once you confirm only one selection has been made, click “OK” in the popup window.

Screenshot to unselect Dallas from list of geo types
Screenshot showing select city from list
Screenshow showing confirmation only one selection made

Navigate back to the $15/hour Dashboard tab at the bottom of the browser screen.

Screenshot showing navigation back to Dashboard tab

All the data visuals are now updated to show the data for the city you selected!

Customize your Fact Sheet

Use the guide below to explore the data and update the text in the factsheet. 

  1. Explore: What does the data show for your community?

Explore the updated data for your selected geography and highlight key takeaways from the data that shows who currently earns a living wage in your community.

Guiding questions to consider:

  • What share of workers earn at least $15/hour? How has it changed over time? Does that trend look different for White workers than for workers of color? 
  • Which racial group is the most likely to earn a living wage? Do you observe any differences by race?
  • When looking at race and gender, which workers are the least likely to earn at least $15/hour? How has that changed over time?
  • Look at immigrant versus US-born workers: do you observe any differences based on nativity?
  • Look at Asian or Pacific Islander ancestry to observe subgroups within each population: do you observe any differences between subgroups? Are all subgroups able to access $15/hour wages at the same rate as the Asian or Pacific Islander group overall? 
  • Has higher education attainment changed over time for the overall population? How about within each racial group? Are workers with similar education attainment equally likely to be earning at least $15/hour across racial groups? Do differences in educational attainment explain the different rates?

Consider adding: Help your audience understand who are the workers that a living wage would most benefit. Interview workers that currently earn less than $15/hour about their experiences and include quotes or insights from those interviews in the viz. 

Double-click on any header to edit the headlines and titles for each chart. 

Screenshot showing editing of headers by double clicking on text boxes
  1. Help your audience understand the context and why this matters:

In the Tableau workbook, edit the text to include key information that would ensure your audience understands what current wage conditions are for workers in your community, and why a $15/hour or living wage would improve equity and how it would impact the local economy.

Guiding questions to consider:

  • What is the current minimum wage in your city/state? What is the current tipped wage?
  • When was it last updated? Does it match the living wage needs? (If you are unsure of the living wage for your location, you can look this up using the MIT Living Wage calculator)
  • Have there been any key legislative changes or laws regarding minimum wage in your city/county/state?
  • Who comes to mind when most people imagine a worker in your community that would benefit from $15/hour? Is that an accurate profile?

Consider adding: Include a profile or quote of someone who represents a key population who is currently not earning a living wage in your city/county/state.

Screenshot showing edit context section
  1. Include Equity Solutions:

In the Tableau workbook, edit the text regarding what leaders can do. Include key information that would ensure your audience understands what specific policies and actions they can support and advocate for that would ensure a living wage for all workers.

Guiding questions to consider:

  • Why would a $15/hour minimum wage improve equity in your city/county/state?
  • What can your policymakers do to ensure that all workers are paid a living wage?
  • Is there any specific legislation currently being discussed?
  • What can businesses do to ensure that all their workers are paid a living wage?
  • What do you want your audience to take as a next step to support a living wage for all workers?
  • Are there additional resources you want to include to help people learn more or take next steps? Consider including references to other resources and organizations.

Consider adding these equity solutions to your viz:

  • Raise the minimum wage federally and at the local or state level.
  • Enact living-wage laws that require government offices and contractors to pay living wages.
  • Strengthen workers' rights to organize and bargain collectively for a living wage, including passing the Protecting the Right to Organize (PRO) Act.
  • Establish standards to ensure public investments in economic development and infrastructure create living-wage jobs.
  • Pursue full-employment economic policies that promote hiring, increased work hours, and living wages for low-wage workers including a federal job guarantee.

Screenshot showing edit equity solutions section
  1. Publish your Dashboard

You can now click publish to see your final dashboard! In the File menu, click on "Save As…", name your workbook then click “Save”.

Screenshot showing Save As from file menu to publish

Once the workbook has uploaded successfully, you will automatically be taken to your Tableau Public profile page, where you can view your final dashboard. Click on "Edit details" in the top pop-up banner to edit your title, description, and select settings including if you want to allow others to download and explore the workbook. 

  1. Share your Dashboard

You can share your dashboard several ways:

  • Send a link: Copy the link and share it!
  • Send an email using your default email application: Click on the email icon.
  • Share on Twitter or Facebook by clicking on the corresponding icons.
  • Embed the dashboard on your website: Copy the embed code and paste it in your web page HTML.

You can also download the visualization as an image, PowerPoint, or PDF file. 

Screenshot showing download and share buttons

 

Submit your customized fact sheet to the Racial Equity Data Lab!

Submissions are reviewed by the National Equity Atlas team and selected vizzes may be highlighted in the Racial Equity Data Lab Gallery. Click here to share your viz with us.

Rent Debt in America: Stabilizing Renters Is Key to Equitable Recovery

Our rent debt dashboard, produced in partnership with the Right to the City Alliance, equips policymakers and advocates with data on the extent and nature of rent debt in their communities to inform policies to eliminate debt and prevent the specter of mass eviction.

By Sarah Treuhaft, Michelle Huang, Alex Ramiller, Justin Scoggins, Abbie Langston, and Jamila Henderson

Mounting rent debt and the potential for mass eviction is one of the most pressing equity issues created by the Covid-19 pandemic. The vast majority of renters who are in debt are low-wage workers — disproportionately people of color — who’ve suffered job and income losses due to the pandemic. As of August 3rd, the federal eviction moratorium was temporarily extended to October 3rd for a more narrow subset of renters. While this extended order will cover the majority of renter households, when the order expires at the beginning of October, the renter households that still hold debt and lack protection by state or local moratoria will be at imminent risk of eviction and homelessness. Allowing this eviction tsunami to take place would be a moral travesty and a policy failure that would deepen inequities at a moment when the federal government has prioritized addressing systemic racism and ensuring an equitable recovery.

To inform policymaking and advocacy to prevent eviction and eliminate rent debt, the National Equity Atlas and the Right to the City Alliance launched a rent debt dashboard in April 2021 with near real-time data on the number and characteristics of renters behind on rent for the US, most states (currently 40 states), and 15 metro areas.* The dashboard also provides estimates of the amount of back rent owed for these geographies, as well as estimates for the number of households with debt and the amount owed for all counties in the states. Drawing current data from the Census Bureau’s Household Pulse Survey and the University of Southern California Center for Economic and Social Research's Understanding Coronavirus in America survey, the dashboard data is refreshed approximately every two weeks. Find our full methodology here.

Born out of the need for accessible, current data to inform local and state campaigns, the dashboard was produced in partnership with the Right to the City Alliance, a network of community-based organizations working in 45 cities and 26 states to prevent displacement, expand affordable housing, and build just, sustainable cities for all.

This analysis shares key insights from the dashboard, based on the June 23 - July 5 Pulse survey, along with action steps that local, state, and federal policymakers can take to stabilize the people most negatively impacted by the pandemic and facilitate equitable recovery by addressing the challenge of rent debt.

This is an update to our April 21, May 25, and July 7 analyses. We will be updating our dashboard and this analysis after the August 11 Pulse data release.

Rent debt continues to be a significant issue, with 6.4 million renter households behind on rent.

As of the first week of July 2021 6.4 million renters — 15 percent of all renter households — were behind on their rent payments. The federal eviction moratorium from the Centers for Disease Control and Prevention enacted in September 2020 provided these renters with some protection from eviction but will expire on October 3. And even now, the temporary eviction moratorium order does not apply to all renter households who might be at risk. A few states and cities still have moratoria banning eviction for nonpayment of rent. However, most renters with arrears live in the vast majority of states and cities that do not have moratoria and they are at imminent risk of eviction and homelessness. As a point of comparison, nearly 8 million households lost their homes to foreclosure due to the 2008 financial crisis.

The Pulse survey has been asking the question “Is this household currently caught up on rent payments?” every two weeks since August 2020. Nationally, the current share of renters with debt is down from a high of 19 percent in mid-January, but remains far higher than the pre-pandemic baseline. While data on rent debt is sparse, the 2017 American Housing Survey found that about seven percent of renters were unable to pay some or all of their rent.

South Carolina and Georgia have the highest share of renters with arrears among the 40 states analyzed.

The share of renters who are behind on rent is much higher than the national average in some states and metro areas. Among the 40 states with sufficient data to include in our analysis, South Carolina has the highest share of renters with arrears (28 percent), and at least 20 percent of renters are behind in the states of Georgia, New York, Pennsylvania, and Tennessee. Idaho and Montana have the lowest shares of renters with debt, at 6 and 4 percent, respectively.

Among the 15 metros included in the Pulse survey, New York and Riverside have the highest share of renters with debt (24 percent), followed by Seattle (21 percent), and Atlanta and Philadelphia (both at 19 percent). Phoenix and Miami are tied for the lowest share of renters in arrears among the 15 metros (8 percent).

Nationally, we estimate that rent debt amounts to about $21 billion.

According to our estimates, households that are behind on rent owe $3,300 on average, for a total of $21.3 billion nationwide. As this average suggests, the majority of households who are behind owe one or two months of back rent. However, a smaller but not insignificant number of renters have not been able to pay rent for many months and owe much larger amounts. Our analysis of the University of Southern California’s Understanding Coronavirus in America national survey finds that approximately 28 percent are one month behind, 22 percent are two months behind, 15 percent are three months behind, and the remaining 35 percent are more than three months behind.

The average amount owed depends primarily on local housing costs, so it varies significantly across states and metros. Among states, Hawaii has the highest average rent debt per behind-household ($5,600), while Arkansas has the lowest ($2,100). At the metro level, San Francisco and Washington DC have the highest average debts ($5,800 and $5,200, respectively), while Detroit has the lowest average debt by far ($2,500), followed by Phoenix ($3,200).

Our national estimates of rent debt fall somewhere in the middle of existing projections in terms of total debt, and on the lower end in terms of per household amount. In January, Moody’s Analytics projected that 6.3 million renters would owe a total of $33 billion in rent debt by March, at an average of $5,282 per household. Stout Analytics estimated that between two and five million renter households owed between $13 and $24 billion as of January. Both Moody’s and Stout used the Pulse survey to inform their estimates of the number of households behind. Using a very different methodology based on modeling employment losses, income supports, and spending choices at the household level, and not incorporating the Pulse survey data, the Federal Reserve Bank of Philadelphia estimated that 1.8 million renter households would owe $11 billion in rent in March, at approximately $6,100 per household.

With the incipient recovery, the number of renters with debt has declined nationwide since its peak in January, but has remained at 14 percent since late March. Most states and metros are following this decline.

Nationwide, the share of renters with debt trended downward from a high of 19 percent in January to 14 percent in late March, and has held steady around 14 percent for the past couple of months. Nearly all states and metros followed this general downward trend since their peaks. Between January and the beginning of July, the rates of renters behind on rent rose in only nine states, the District of Columbia, and four metro.

Among states, Georgia saw the largest spike in arrearages (from 18 to 25 percent behind), followed by Oregon (from nine to 12 percent). Missouri saw the most improvement (from 27 to 12 percent behind).

Among metros, Seattle saw the highest increase (from 13 to 21 percent behind). Dallas saw the greatest decrease (from 27 to 10 percent).

The vast majority of those who are behind on rent are low-income households who’ve lost jobs and income during the pandemic.

Today’s rent debt crisis is entirely a consequence of the pandemic’s economic fallout: 68 percent of those who were behind on rent in May had lost employment income at some point during the pandemic, according to the May 12-24 Pulse survey which asked respondents this question. As our other research has shown, low-wage workers, who are disproportionately workers of color, were hardest hit by pandemic job losses and are most likely to suffer from rent debt. Among households with rent debt, 81 percent are low-income (with earnings less than $50,000 per year) and 64 percent are renters of color. The majority (51 percent) are currently unemployed.

Renters have made tremendous sacrifices and tradeoffs to stay current on rent, including foregoing medical care, delaying payment of other bills, eating cheaper (and potentially less healthy) food, and voluntarily moving in with friends and family — increasing risk of Covid-19 exposure while losing their housing stability. One of the most surprising facts in the data is the high share of low-income renters who are paid in full: Among low-income households that lost employment income during the pandemic, 73 percent were not behind on rent as of May (also according to the May 12-24 Pulse survey).* This underscores how paying rent has remained a top priority for all renters throughout the pandemic, despite the moratoria on evictions.

Rent is not the only debt accumulating for renters.

While our analysis focuses on back rent, renters’ pandemic debt crisis extends far beyond their obligations to their landlords. Many renters are borrowing from family and friends or taking on other forms of debt in order to make rent and pay for household expenses. Among households behind on rent, 46 percent borrowed from friends or family to pay rent, compared with just 15 percent of households current on rent. About 30 percent of all renter households, whether behind or current on rent, used a credit card (or some other form of debt) to pay rent. Many are behind on other bills, such as utilities or car payments. A survey of water debt in California found that 1.6 million households owed $1 billion on water bills — $500 on average.

Renters of color have been disproportionately impacted by the pandemic and are more likely to owe back rent, making them more vulnerable to eviction risk.

In the United States, renters are already a more vulnerable population as a whole: they have little housing security, paltry savings, and few legal protections from exorbitant rent increases or eviction (outside of a few states and cities with strong tenant movements). Historic and continuing housing and lending discrimination, as well as systemic inequities in our labor market, have contributed to large racial inequities in homeownership. Atlas data show that seven in 10 White households own their homes while the majority of Black, Latinx, and multiracial households rent.

The challenge of unaffordable rents and flat wages add to this underlying housing insecurity among renters. Renters were already in crisis when the pandemic began: about a third of White renters and just under half of Black and Latinx renters were both economically insecure (earning less than 200 percent of the federal poverty level) and rent burdened (paying more than 30 percent of their income on rent). Gender is another important axis: women of color are most likely to be rent burdened, and disproportionately face eviction.

Covid-19 added yet another layer of inequity to these preexisting disparities. Today, 24 percent of Black renters, 17 percent of Asian or Pacific Islander and Latinx renters, and 18 percent of multiracial renters are behind on rent, compared to 9 percent of White renters.

Eliminating Rent Debt is an Equity Imperative and a Moral, Economic, and Public Health Necessity

Today’s rent debt crisis is a microcosm of the wretched inequality of the pandemic: millions of renter households – most of them people of color – now face the burden of owing back rent due to a public health crisis that had extremely concentrated negative economic impacts on low-wage workers. These unequal consequences are not random, but the predictable result of past policies that left millions of families with no savings to draw upon in the face of an economic shock, as well as the failed early policy response to the pandemic. Although the CARES Act provided important unemployment benefits and cash assistance as well as an eviction moratorium that helped many pandemic-impacted renters, undocumented and mixed-status families were ineligible for assistance and the moratorium ended in July, leaving renters unprotected until the CDC enacted its moratorium in early September. Moreover, absent meaningful financial assistance to pay back rent, the moratoria simply delay eviction. Yet, the federal government provided no rent relief until December, nine months into the pandemic.

The magnitude of rent debt is a crisis in and of itself and the leading indicator of a potential eviction tsunami that would be a humanitarian disaster. Rent debt adds a heavy burden onto families who are already financially insecure and struggling during the pandemic, further limiting their choices and creating additional stress. It’s also contributing to the growth of the racial wealth gap: while renters, predominantly people of color, currently hold $20 billion in debt, homeowners, who are predominantly White, saw a $1.9 trillion increase in their home equity from the first quarter of 2020 to the first quarter of 2021 as competition for a constrained supply of homes drove prices up. At a time when racial equity is at the forefront of the policy debate, eliminating rent debt that has unfairly and unequally accrued for people of color should be an urgent priority.

Clearing rent debt is also key to staving off the specter of mass eviction, which would directly harm economically vulnerable families and their communities and have long-term ripple effects throughout our economy. Eviction has significant negative consequences for mental and physical health, educational outcomes, and household finances. Some evicted families and individuals would become homeless, with devastating consequences for long-term health and well-being as well as significant costs for local governments.

The health impacts of eviction and homelessness are even more severe during a pandemic. Research during the pandemic found that states that allowed evictions to proceed had more Covid infections and deaths than those with eviction moratoria. Although the vaccination campaign is in full swing and Covid cases are low in most states, there are hotspots with high infection rates and the longer-term picture remains uncertain.

Forgiving rent debt is also essential to an equitable and people-centered recovery: one in which those hardest-hit by the pandemic can fully participate and thrive.

For an Equitable and Just Recovery, Policymakers Must Clear Rent Debt and Prevent Eviction

Recognizing the catastrophic impact of mass eviction, policymakers have responded, albeit belatedly, by enacting eviction moratoria and establishing rent relief funds. The federal CDC eviction moratorium scheduled to expire last month was temporarily extended through October 3 for most renter households, and the American Rescue Plan (ARP) passed in January provided $21.5 billion for rental assistance programs as well as $350 billion in fiscal support for state and local governments, some of which could be allocated toward debt relief. The December 27 coronavirus relief bill also provided $25 billion in funding for rental assistance.

With the federal moratorium expiring in just a couple months and many state and local emergency rent relief programs supported by the ARP just getting off the ground, there is an urgent need to clear the debts of all tenants in need to prevent mass eviction. Throughout the pandemic, rent relief programs have not been reaching all of those in need. These programs must be structured to meet the scale of the crisis, both to efficiently deliver resources and to ensure that resources are distributed equitably, reaching the low-income renters of color who were both hardest hit by the pandemic and already housing insecure before Covid-19. Renters also need stronger eviction protections, including access to free legal assistance and eviction diversion programs. States and localities should extend their eviction moratoria until the pandemic rent debt crisis has subsided.

As they design rent relief programs, local and state policymakers should implement policies that adhere to the following equitable, common sense principles:

  • No renter, regardless of immigration status, should be evicted or burdened with years of debt for rent that they were unable to pay during the pandemic.
  • Rent debt due to the pandemic should be fully forgiven and should not be conditioned on landlords’ acceptance of funds or participation in programs.
  • Financial assistance to landlords should address the fiscal needs of landlords in danger of going out of business due to lost rent, with a particular focus on keeping small community-based landlords and nonprofit affordable housing operators solvent, rather than attempting to achieve full rent replacement for all landlords. California’s program, negotiated with the state’s landlord association, provides an example: landlords receive 80 percent of back rent owed.
  • Local municipalities’ authority to pass stronger eviction and debt protection laws should be preserved.
  • Landlords should continue to fulfill their legal obligations to tenants regardless of whether they receive assistance, including the duty to maintain habitable premises, refrain from harassment and retaliation against tenants, and respecting tenants’ legal rights.

    For more local policy ideas and examples, see https://ourhomesourhealth.org

    * The number of renter respondents to the Pulse survey for Arkansas, Delaware, Maine, Mississippi, North Dakota, Rhode Island, South Dakota, Vermont, West Virginia, and Wyoming was insufficient to produce reliable data to include in the dashboard.

    Special Preview: Neighborhood Mapping on the Atlas

    This webinar offered a special preview of new maps will allow users to understand how selected equity indicators vary across neighborhoods within a city or region and can help inform targeted strategies and investments.

    A New Hub for Racial Equity Data; Guaranteeing Good Jobs for All

    Dear Atlas Users,

    As we close out the eleventh month of the pandemic, an equity lens remains crucial to understanding the public health and economic impacts of Covid-19 — and the path forward. The Atlas team is proud to partner with advocates, local leaders, and policymakers at all levels of government to advance an equitable recovery and build an inclusive economy for all. Here are a few highlights from our recent work:

    Racial Equity Data Hub Democratizes Local Equity Data

    Last week, the Tableau Foundation launched its Racial Equity Data Hub, in partnership with the National Equity Atlas. The Hub is designed to provide data and tools needed to understand racism in all of its forms and to enable movement leaders to effectively use data to advocate for change. The Atlas team worked with Tableau expert Chantilly Jaggernauth of Lovelytics to produce two visualizations to include on the Hub. Our Black Prosperity in America visualization provides information about the Black-White wage gap in cities, metros, and states — and shows how educational attainment or upskilling alone won't solve it. The other visualization presents indicators of economic and political inclusion, education, and justice for the Black population in the Bay Area. Tableau invites community members to participate in shaping the Hub’s future growth through this forum

    How Local Leaders Are Activating the Recommendations in our Advancing Workforce Equity Reports

    This month, National Fund for Workforce Solutions President and CEO Amanda Cage hosted a series of conversations with local leaders who are using our recent Advancing Workforce Equity reports to support equity-driven workforce strategies in their communities. Watch to learn more about how this work is moving forward in BostonChicagoDallas, and Seattle.

    Atlas Data Cited in Congresswoman Pressley’s Federal Job Guarantee Resolution

    On February 18, Congresswoman Ayanna Pressley introduced a resolution on the federal government's obligation to create a Federal Job Guarantee to address the compounding effects of systemic racism, economic inequality, and climate change. The resolution cites National Equity Atlas data, noting that at least 100 million Americans live in or near poverty, and 28 percent of full-time workers earn less than $15 an hour. A Federal Jobs Guarantee would directly address these inequities by eliminating involuntary unemployment, decreasing poverty, and raising the floor for all low-wage workers while building stronger and greener communities. 

    - The National Equity Atlas team at PolicyLink and the USC Equity Research Institute (ERI)

    Measuring Community Power in the Bay Area

    Dear Atlas Users,

    Our team has been busy behind the scenes getting our new data and interface ready for you, but also made it to DC last month to share our work at Datapalooza. And we are excited to share new research on race and political power in the Bay Area, revealing how one of the nation’s most diverse regions is making some progress, yet has a long way to go toward political inclusion.

    New Analysis: Bay Area Diversity Not Reflected Among Top Elected Officials
    With all eyes on the presidential primaries, it is easy to forget about what is happening at the local level — yet local electeds make crucial decisions in arenas like policing, housing, and land use that can have significant equity implications. And while the race and gender of elected officials does not alone determine whether they will advance equitable policies, representation matters. This is why the Bay Area Equity Atlas includes the diversity of electeds as a key measure of community power. Today, the Atlas released new data covering the November 2018 and 2019 elections, and a comprehensive analysis in partnership with Bay Rising. While the region has made some progress on political representation over the past two years, it is still lagging behind: people of color hold 29 percent of top elected offices despite making up 60 percent of the population. API and Latinx community members are particularly underrepresented; they make up 50 percent of the population but hold just 20 percent of elected offices. Read more here

    On the Road: The Atlas at Health Datapalooza
    Earlier this month, the Atlas team headed to Washington, D.C. for the 2020 Health Datapalooza, a convening of policymakers, regulatory leaders, data analysts, tech start-ups, and community members committed to using data to improve health. To an audience of roughly 50 people, alongside our colleagues from County Health Rankings and Roadmaps and the City Health Dashboard, we discussed data challenges when it comes to existing national surveys and reporting as well as what to do when the most important data does not exist. We highlighted our collection of diversity of electeds in the Bay Area Equity Atlas as one response to this challenge.

    Thank you for your interest in our work.

    -- The National Equity Atlas team at PolicyLink and the USC Program for Environmental and Regional Equity (PERE)

    Join Us to Talk Disaggregated Data and COVID-19 This Friday

    Dear Atlas Users,

    We hope that you and your families are staying strong through this difficult time. Our team is in the process of determining how we can best support communities in their response to the outbreak, aligned with the solidarity economics prerogative laid out by PERE director Manuel Pastor in this this new op-ed. We hope you will join us on Friday to inform our approach.

    Register Now: Community Listening Session Friday at 12 PT/3 ET
    As the COVID-19 pandemic continues to unfold, its effects are highlighting and deepening the racial inequities entrenched in our economic system. We know that disaggregated data is a crucial tool to push forward policy solutions that center equity in the short-term and lay the foundation for an inclusive recovery. Please join this listening session with Manuel Pastor, Sarah Treuhaft, and others from the Atlas team from 12-1 PT/3-4 ET this Friday, April 3rd to hear how we are responding to rapidly changing conditions and share your data needs and interests to inform our approach going forward. Register here.

    New Fact Sheet: Fair Labor Practices Benefit All New Mexicans
    When New Mexican employers deny workers their earnings, they harm families and prevent wages from circulating through the local economy. The New Mexico Worker Organizing Collaborative (NMWOC) works to combat this wage theft, and the Atlas team worked with them to develop a fact sheet showing how Latinx immigrant and Native American workers are disproportionately vulnerable to employer theft and highlighting the challenge of weak enforcement. Our analysis found that twenty percent of open wage theft cases without any activity or investigation have been open for over a year. NMWOC will be using this data in their advocacy to protect workers and take back lost wages. Learn more here.

    New Brief: Disrupting the Drivers of Inequity in Biloxi
    As wages have stagnated for the majority of workers in the U.S. and inequality has skyrocketed, racial inequity has grown. In Biloxi, Mississippi, these inequities are deep, leaving many Black and Latinx households facing racial and geographic barriers to economic opportunity. The coastal community of East Biloxi has the potential to address some of these inequities through investment in the federal Opportunity Zone program. However, this will only happen if there is an intentional focus on lifting up the most vulnerable communities. Download the brief published in partnership with the East Biloxi Community Collaborative to learn more about how to leverage the Opportunity Zones program to benefit low-income residents and people of color.

    Access New Local Data on Life Expectancy
    Through the United States Small-Area Life Expectancy Estimates Project’s (USALEEP) new data tool, you can measure and compare differences in life expectancy in nearly every neighborhood across the country with an easy-to-use interactive map. The Robert Wood Johnson Foundation (RWJF) also released updated data for their life expectancy tool which allows users to compare life expectancy in their neighborhood to national averages. These tools will help community leaders examine the factors that may be influencing health differences – such as access to health care, affordable housing, child care, educational opportunities – and target solutions more effectively. Learn more about the USALEEP tool and RWJF tool.

    Thank you for your interest in our work.

    -- The National Equity Atlas team at PolicyLink and the USC Program for Environmental and Regional Equity (PERE)

    New Analysis Finds People of Color and Immigrants are Disproportionately Harmed by Labor-Market Impacts of COVID-19

    Dear Atlas Users,

    The brutal murder of George Floyd by the Minneapolis police was a stark reminder of the racism that permeates our institutions, threatens Black life, and diminishes us as a nation. We cannot achieve inclusive prosperity without addressing police brutality, and the Atlas team stands in solidarity with those protesting this unjust system and calling for transformative change. We are working hard to finalize the new Atlas system upgrade to share with you later this month, and have been partnering with other data providers to assess the unequal economic impacts of the COVID-19 pandemic by race, gender, nativity, and occupation. Here are a few highlights:

    New Analysis: Disaggregated Data on Economic Impacts of COVID-19 for US and 10 Metros

    Today, in partnership with Burning Glass Technologies and JPMorgan Chase, we released the most comprehensive analysis to date of the labor market effects of the coronavirus pandemic, aiming to inform equity-focused relief and recovery strategies. In addition to the US, we analyzed 10 metro regions: Boston, Chicago, Columbus, Dallas, Detroit, Los Angeles, Miami, Nashville, San Francisco, and Seattle. Our analysis reveals that people of color and immigrants are concentrated in occupations that have experienced the steepest declines in job opportunities and will likely be among the last to recover, putting Black, Latinx, and Native American workers at heightened risk of long-term unemployment. People of color are also overrepresented in low-wage essential jobs, and Native Americans and immigrants are most concentrated in essential jobs where opportunities are declining. Among the 10 regions, the economic impacts of the virus are uneven: metros with large tourism sectors (like Nashville and Miami) have been hit particularly hard, while diversified regional economies with strong tech sectors (like Seattle and SF) have fared somewhat better. Read the full analysis here.

    New Profile of Bay Area Essential Workers

    In May, the Bay Area Equity Atlas released three new analyses focused on frontline workers in the region, including two deep dives into workforce demographics in Sonoma and Santa Clara counties. We found that frontline workers in these counties and the Bay overall are disproportionately Latinx, Black, and women of color, which could help explain why these populations are more likely to contract COVID-19. Latinx workers represent 22 percent of workers in all industries but 31 percent of frontline workers while Black workers, who account for just 5 percent of all workers in the region, are concentrated in specific frontline industries including public transit (23 percent) and postal services (11 percent). These workers are more likely to live in poverty, lack health insurance, and have no internet access at home. Read our analyses here. Check out media coverage of this research from KQEDSF Gate, and La Opinion.

    National Equity Atlas In the News

    • Ron Brownstein at The Atlantic analyzed National Equity Atlas data and corresponded with Atlas team members to inform his new article about how racial inequity is “the crack in the foundation of cities’ new prosperity.” Looking at data on median wages for New York, Los Angeles, Chicago, Houston, Dallas, Atlanta, Miami, Seattle, Denver, Philadelphia, and Minneapolis, he found that racial wage gaps have grown in all of those cities between 1980 and 2015.
       
    • E&E News published an article describing the criticism and subsequent revision of CDC guidelines encouraging workers to commute alone in private vehicles to slow the spread of the coronavirus, lifting up Atlas data showing that nearly 20 percent of Black households and 12 percent of Latinx households do not have access to a car, compared to 6.5 percent of White households. "So yes, there is a race and class bias in saying, 'You can just drive to work,'" said Basav Sen, climate justice project director at the Institute for Policy Studies.

    Thank you for your interest in our work.

    -- The National Equity Atlas team at PolicyLink and the USC Program for Environmental and Regional Equity (PERE)

    How Our Data Helped Advance the Equity Movement in 2020

    Dear Atlas Users,

    Happy Holidays from the National Equity Atlas Team! This has been a year of tremendous economic and social turmoil. From the unfathomable human and economic costs of the Covid-19 pandemic to the murder of George Floyd and the national outcry against police brutality that followed, systemic racism has been at the forefront of public consciousness. In this pivotal moment, we are proud to have deepened our work with community advocates, broadened the reach of the Atlas, and strengthened our capacity to democratize the power of disaggregated data. Here are a few highlights:

    Revamped Atlas Offers Updated Data, New Indicators and Features

    In July, we released comprehensive updates to the National Equity Atlas This refresh includes new data visualization and mapping infrastructure, two new indicators (life expectancy and the economic benefits of eliminating rent burden), data and powerpoint downloads, more contextual information and examples, and more robust and up-to-date data. Check out our webinar training, designed to equip Atlas users with the know-how to access, understand, share, and use our data tools.

    New Racial Equity Index Offers Comparative Snapshot of Equity in US Cities, Regions, and States

    Our new Racial Equity Index tool is designed to help advocates identify key issue areas and populations for advancing racial equity in their communities. Based on nine Atlas indicators scored by both prosperity and inclusion, the Index includes a summary score that provides a snapshot of how well a given place is performing compared to its peers. Start here to learn more. 

    Atlas Analyses Power Campaigns to Protect Renters from Eviction

    The Atlas team supported the Our Homes, Our Health housing justice effort by producing eviction risk fact sheets for local campaigns in states, counties, and cities throughout the US. These resources include data on how many households are currently at risk of eviction, which households are rent burdened and economically insecure by race/ethnicity and gender, and the first-hand experience of renters impacted by the economic downturn. Find our complete set of factsheets here.

    Bay Area Equity Atlas Provides Unparalleled Insights on Racial Equity in the Region

    Our landmark regional equity atlas produced a variety of analyses this year that shed light on ongoing inequities in the Bay Area. Our police use-of-force report revealed that Black residents in wealthy suburbs and core cities experience disproportionate levels of police violence while our diversity of electeds analysis found that 80 of the Bay Area’s 101 cities have no Black leaders. Finally, our regularly-updating Covid dashboard, which tracks case rates by Zip code, revealed the outsized impact of the pandemic on Black and Latinx communities. Check out all our analyses and sign up for our newsletter here.

    Disaggregated Data on Economic Impacts of Covid-19 Point the Way to an Equitable Recovery

    Throughout the year we released several reports analyzing the rapidly evolving Covid-19 economy, and the ways in which people of color have been disproportionately harmed. These efforts include our June analysis of the early labor market impacts of the pandemic and our recent report examining longer-standing racial gaps in labor market outcomes and access to good jobs as well as the economic impacts of Covid-19 and the racial equity implications of automation. Through the Bay Area Equity Atlas, we produced a profile of the Bay Area's essential workforce, and we also partnered with San Juan College to create a research brief on the impact of the Covid pandemic and resulting economic fallout in New Mexico.

    Atlas in the News

    Our data and reports have been covered by various local and national media outlets and articles, including The Atlantic, Fast Company, and Next City, which all reported on findings from our Racial Equity Index. Outlets such as Politico and SFGate covered findings from our analyses, including our reports on workforce equity and Covid labor market demographics. Eliza McCullough also wrote an op-ed for Fast Company that argues Smart Cities must do more to ensure that residents of color thrive. See a complete list of media coverage here.

    We have big plans for the coming year, including new analyses, data tools, and partnerships, so stay tuned. Thank you for your continued interest in our work!

    - The National Equity Atlas team at PolicyLink and the USC Equity Research Institute (ERI)

    Just Released: New California Eviction Data and Five Regional Blueprints for Workforce Equity

    Dear Atlas Users,

    Happy 2021 from the National Equity Atlas team! While this new year brings changes in federal and local administrations, the devastating impacts of Covid-19 continue, particularly for communities of color. The Atlas team remains focused on leveraging our data capacity to support the movement for racial and economic equity—producing unique analyses, building partnerships, and sharing our work with the field to strengthen local organizing and policy efforts. Here are some updates:

    Five Regional Reports Highlight Workforce Inequities and Strategies for an Equitable Recovery

    As our nation faces overlapping and interconnected public health and economic crises, now is a critical time to move beyond a narrow skills-driven approach to workforce development and dismantle the structural and systemic barriers that lead to deep racial inequities in the labor market. This week, we released five new reports that will catalyze action on workforce equity in Boston (with SkillWorks), Chicago (with the Chicagoland Workforce Funder Alliance), Dallas (with Pathways to Work), the San Francisco Bay Area (with ReWork the Bay), and Seattle (with the Workforce Development Council of Seattle-King County). These reports are part of the Advancing Workforce Equity project, a partnership between the National Equity Atlas, Burning Glass Technologies, the National Fund for Workforce Solutions, and with support from JPMorgan Chase.

    On January 26, the National Fund for Workforce Solutions hosted a virtual launch event which featured local leaders from each community as well as Angela Glover Blackwell (PolicyLink), Amanda Cage (National Fund for Workforce Solutions), and Monique Baptiste (JPMorgan Chase & Co).

    Atlas Team Finds Over One Million Californians are Behind on Rent

    In partnership with Housing NOW! California, we produced a fact sheet that sheds new light on the magnitude of the rent debt challenge in California and its potential impacts on racial equity, household finances, and public health. Based on the latest Census Household Pulse Survey data, 1.1 million renter households in California—one in five—are currently behind on their rent. We estimate that the average rent debt per household is $3,400 and the total rent debt in California is about $3.7 billion. The vast majority of those behind rent are low-wage workers of color disproportionately impacted by the pandemic, revealing how clearing this debt is critical to prevent the growth of the racial wealth gap and make an equitable recovery possible. Our findings were covered by news stations including NBC Bay AreaKRON4CBS Local, and KION 546.

    Analysis Reveals Large Disparities in Unemployment Filings by Race and Education

    Using data from California Policy Lab, our recent analysis highlights how California’s Black workers are experiencing disproportionate unemployment in the Covid recession due to structural racism embedded in the labor market. About 85 percent of California’s Black workforce has filed for unemployment at some point since March 15, which is more than double the rate for White, Latinx, and Asian or Pacific Islander workers. Virtually all Black workers with no post-secondary education (99 percent) have filed for unemployment insurance since March. Immediate policy changes, from expanded unemployment insurance benefits to building worker power, is required to overcome these dramatic disparities driven by racism embedded in our labor markets and education system. Read the analysis here.

    - The National Equity Atlas team at PolicyLink and the USC Equity Research Institute (ERI)

    Tackling Structural Racism Key to an Equitable Recovery in California

    Data on unemployment filings in California reveals how the Black working class has been hardest hit by the Covid recession, underscoring the need for targeted, race-conscious recovery strategies. 

    By Eliza McCullough

    While the economic crisis has affected a startling number of workers, workers of color and low-wage workers have been hit the hardest. In California, 8.7 million workers (nearly 45 percent of the labor force) have filed for unemployment insurance (UI) since the start of the pandemic in March 2020. But job displacement has varied dramatically by race and education, as illustrated by the  California Policy Lab’s recent analysis of UI claims data. This post highlights how California’s Black workers are experiencing disproportionate unemployment in the Covid recession due to structural racism embedded in the labor market, and describes policy priorities to ensure an equitable recovery.

    About 85 percent of California’s Black workforce has filed for unemployment at some point since March 15th, which is more than double the rate for White, Latinx, and Asian or Pacific Islander workers. This includes workers who filed for either regular UI or Pandemic Unemployment Assistance (PUA), a program created by the CARES Act to extend benefits to workers not usually eligible for regular UI.* 

    This unemployment crisis for Black workers in a time of economic contraction threatens to increase already-wide racial inequities in employment. Structural racism embedded in the US labor market has created barriers to employment for Black workers that predate the current recession, ranging from employer bias and discrimination to residential segregation and mass incarceration. Black workers are typically the group hardest hit by economic downturns and are often the last to recover, as evidenced during the Great Recession when Black workers disproportionately suffered from long-term unemployment. The current economic crisis has most negatively impacted the hospitality, retail, and tourism sectors, industries in which Black workers are concentrated due in large part to discriminatory public policies that restricted Black workers’ access to better-paying jobs in other industries (a phenomenon known as “occupational segregation”). As these service sectors have gone through massive lay-offs, Black employees have been subject to the “last hired, first fired” phenomenon in which low-wage positions are the first to be eliminated.

    Further disaggregating the data by race and educational attainment, we see that racial inequities are particularly extreme among workers without four-year degrees. Workers of all races with lower education levels have been hardest hit by the Covid recession: More than half of California workers with a high school degree or less (who account for 38 percent of all workers in the state) have filed for unemployment since March 2020 compared to 13 percent of workers with a Bachelor’s degree or higher. But unemployment filings are particularly high for Black workers without post-secondary education: virtually all Black workers with a high school degree or less (99 percent) have filed for unemployment, along with 75 percent of Asian or Pacific Islander workers with this level of education, compared with 52 percent of White workers and 33 percent of Latinx workers.

    Black workers are overrepresented in lower education groups due to deep-seated structures of racial exclusion which have created significant barriers to accessing higher education. Residential segregation, perpetuated by exclusionary zoning, has led to the concentration of low-income Black children in schools with inadequate resources, which researchers have found is the key driver of the educational achievement gap. Along with the rising costs of college, these barriers prevent many Black students from accessing post-secondary education. As middle-wage jobs have shrunk in recent decades, Black workers with no higher education have been pushed into low-wage, ‘flexible’ positions with minimal protections. These jobs have been most impacted by wage cuts, diminished hours, and layoffs during the current economic crisis. 

    Toward an Equitable Economic Recovery

    Black workers and other workers of color are in dire need of increased supports in California and nationwide. Policymakers and business leaders must take action to address immediate economic needs as we enter the eleventh month of the pandemic. At the same time, they must launch forward-thinking, race-conscious strategies that lay the foundation for an equitable recovery and future economy. We recommend the following:

    1. Continue expanded UI benefits and provide direct cash support. Additional UI payments under the Federal Pandemic Unemployment Compensation program should be increased back to $600/week (as provided from March to July). Additional and ongoing direct payments, such as the one-time $1,200 payments included in the CARES Act, could also provide a lifeline to unemployed workers and Black workers who are less likely to have adequate savings to fall back on.

    2. Prevent evictions and foreclosures and provide debt relief to Covid-impacted households. As unemployed workers are more likely to be behind on rent and California’s Black renters are already paying unaffordable rent, policymakers must extend eviction moratoriums and provide rent debt relief. Limited rental assistance funds should be targeted to the hardest-hit households, particularly those in predominantly Black neighborhoods and neighborhoods of color, to prevent displacement and homelessness.  

    3. Protect existing jobs. Multiple cities have passed legislation to ensure that laid-off workers in low-wage sectors can return to their former jobs. For example, Oakland’s Right to Recall policy requires employers in hospitality and travel to give laid-off workers priority when operations resume. Similar policies that protect jobs across sectors should also be implemented at the state and federal levels to ensure low-wage workers do not suffer from long-term joblessness or decreases in income and benefits. 

    4. Build worker power. Unions have been shown to reduce racial inequality and provide economic security for Black workers. California policymakers must repeal Prop 22, which misclassifies app-based drivers as independent contractors and prevents their access to basic labor protections. Legislation that empowers workers, such as AB3075 which holds employers more accountable for wage theft, should be strengthened and expanded to ensure that recessions are less catastrophic for low-wage workers. Finally, California must increase funding for enforcement of labor and employment laws while also making state financial support for businesses conditional based on compliance with those laws.

    5. Create high-quality public jobs accessible to unemployed workers. A Federal Job Guarantee would ensure everyone has access to living-wage jobs while meeting the physical and care infrastructure needs of disinvested communities. Policymakers should take immediate steps to support unemployed workers through direct job creation in crucial sectors, like the Public Health Jobs Corp program proposed by President-elect Biden. 

    6. Expand access to upskilling opportunities and stable career pathways. Policymakers should proactively connect unemployed workers to good jobs by investing in workforce development, including higher education and training programs that reach Black workers, and enacting community workforce agreements on state-funded projects. Programs such as California’s Breaking Barriers to Employment Initiative, which funds workforce development programs for those with barriers to employment, should be strengthened and expanded while business leaders should commit to advancing equitable employment practices and offering good job opportunities to workers hard-hit by the pandemic.

       

    *The California Employment Development Department defines workforce as all individuals residing in California who worked at least one hour per month for a wage or salary, were self-employed, or worked at least 15 unpaid hours per month in a family business. Those who were on vacation or on other kinds of leave were also included. 

    Tackling Structural Racism Key to an Equitable Recovery in California

    By Eliza McCullough, Sarah Treuhaft, and Abigail Langston

    Data on unemployment filings in California reveals how the Black working class has been hardest hit by the Covid recession, underscoring the need for targeted, race-conscious recovery strategies. 

    While the economic crisis has affected a startling number of workers, workers of color and low-wage workers have been hit the hardest. In California, 8.7 million workers (nearly 45 percent of the labor force) have filed for unemployment insurance (UI) since the start of the pandemic in March 2020. But job displacement has varied dramatically by race and education, as illustrated by the  California Policy Lab’s recent analysis of UI claims data. This post highlights how California’s Black workers are disproportionately experiencing unemployment in the Covid recession due to structural racism embedded in the labor market and describes policy priorities to ensure an equitable recovery.

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    About 85 percent of California’s Black workforce has filed for unemployment at some point since March 15th, which is more than double the rate for White, Latinx, and Asian or Pacific Islander workers. This includes workers who filed for either regular UI or Pandemic Unemployment Assistance (PUA), a program created by the CARES Act to extend benefits to gig and contract workers. 

    This disproportionate unemployment crisis for Black workers in a time of economic contraction threatens to increase already-wide racial inequities in employment. Structural racism embedded in the US labor market has created barriers to employment for Black workers that predate the current recession, ranging from employer bias and discrimination to residential segregation and mass incarceration. Black workers are typically the hardest hit group during economic downturns and are often the last to recover, as evidenced by the Great Recession when Black workers disproportionately suffered from long-term unemployment. The current economic crisis has most negatively impacted the hospitality, retail, and tourism sectors: industries in which Black workers are concentrated due in large part to discriminatory public policies that restricted Black workers’ access to better-paying jobs in other industries (a phenomenon known as “occupational segregation”). As these service sectors have gone through massive lay-offs, Black employees have been subject to the “last hired, first fired” phenomenon in which low-wage positions are first to go over higher seniority jobs.

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    Further disaggregating the data by race and educational attainment, we see that racial inequities are particularly extreme among workers without four-year degrees. Workers of all races with lower education levels have been hardest hit by the Covid recession: 52 percent of California’s workers with a high school degree or less (who account for 38 percent of all workers in the state) have filed for unemployment since March 2020 compared to 13 percent of workers with a Bachelor’s degree or higher. But unemployment filings are particularly high for Black workers without post-secondary education: virtually all Black workers with a high school degree or less (99 percent) have filed for unemployment, along with 75 percent of Asian or Pacific Islander workers with this level of education, compared with 52 percent of White workers and 33 percent of Latinx workers.

    Black workers are overrepresented in lower education groups due to deep-seated structures of racial exclusion which have created significant barriers to accessing higher education. Residential segregation, perpetuated by exclusionary zoning, has led to the concentration of low-income Black children in schools with inadequate resources (the school poverty indicator on the Atlas), which researchers have found is the key driver of the educational achievement gap. Along with the rising cost of college, these barriers prevent many Black students from accessing post-secondary education. As middle-wage jobs have shrunk in recent decades, Black workers with no higher education have been pushed into low-wage, ‘flexible’ positions with minimal protections. These jobs have been most impacted by wage cuts, diminished hours, and layoffs during the current economic crisis. 

    Toward an Equitable Economic Recovery

    Black workers and other workers of color are in dire need of increased supports in California and nationwide. Policymakers and business leaders must take action to address immediate economic needs as we enter the eleventh month of the pandemic. At the same time, they must launch forward-thinking, race-conscious strategies that  lay the foundation for an equitable recovery and future economy. We recommend the following:

    1. Continue expanded UI benefits and provide direct cash support. Additional UI payments under the Federal Pandemic Unemployment Compensation program should be increased back to $600/week (as provided from March to July) while gig workers and independent contractors must remain eligible for unemployment assistance. Additional and ongoing direct payments, such as the one-time $1,200 payments included in the CARES Act, could also provide a lifeline to unemployed workers and Black workers who are less likely to have adequate savings to fall back on.

    2. Prevent evictions and foreclosures and provide debt relief to Covid-impacted households. As unemployed workers are more likely to be behind on rent, policymakers must extend eviction moratoriums and provide rent debt relief. Rental assistance funds must target limited resources to the hardest-hit households, particularly those in predominantly Black neighborhoods and neighborhoods of color to prevent displacement and homelessness.  

    3. Protect existing jobs. Multiple cities have passed legislation that ensures employers in low-wage sectors guarantee laid-off workers return to their former jobs, such as Oakland’s Right to Recall policy which requires employers in hospitality and travel to give laid-off workers priority when operations resume. Similar policies that protect jobs across sectors must be passed at the state and federal level to ensure low-wage workers do not suffer from long-term decreases in income, benefits, or joblessness. 

    4. Build worker power. Unions have been shown to reduce racial inequality and provide economic security for Black workers. California policymakers must repeal Prop 22, which misclassifies app-based drivers as independent contractors and prevents their access to basic labor protections. Legislation that empowers workers, such as AB3075 which holds employers more accountable to wage theft, should be strengthened and expanded to ensure that recessions are less catastrophic for low-wage workers. 

    5. Create high-quality public jobs accessible to unemployed workers. A Federal Job Guarantee would ensure everyone has access to living-wage jobs while meeting the physical and care infrastructure needs of disinvested communities. Policymakers should take immediate steps to support unemployed workers through direct job creation in crucial sectors, like the Public Health Jobs Corp program proposed by President-Elect Biden.

    6. Expand access to stable career pathways. Policymakers should proactively connect unemployed workers to good jobs by  investing in workforce development, including higher education and training programs that reach  Black workers, and enacting community workforce agreements on state-funded projects. Programs such as California’s Breaking Barriers to Employment Initiative, which funds workforce development programs for those with barriers to employment, should be strengthened and expanded while business leaders should commit to advancing equitable employment practices and offering good job opportunities to workers hard-hit by the pandemic.

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